Prepaid Debit Cards

A prepaid debit card is a new form of plastic. With these cards you must first deposit money in your account before you can use your card to make purchases.


You will be issued your card as either a Visa or MasterCard. It can be used to make purchases online, over the phone, and even overseas. It will be accepted at millions of locations world wide.


In addition your card will give you the power to pay for gas at the pump, reserve a hotel room, rent a car, book travel reservations … And your money will be protected. Should your card ever be stolen or even just lost you will not be responsible for unauthorized use. (We strongly encourage you to report your card lost or stolen as soon as possible)


Most prepaid debit cards will provide you with free direct deposit. This according to the experts will save individuals that are paying check cashing fees upwards of $400 annually! That is an exorbitant amount of money to pay in fees!


You will also be given access to an online bill payment center. This will give you the convenience of paying bills with the a couple clicks of your mouse! You can set up one time payments, recurring payments, and even future payments. The best cards will give this to you without charge; however we have seen some offers charge you up to $1.00 every time you use this feature.


Best of all with these cards everyone is approved. There is no credit check or chexsystems check.


The best card we have reviewed is the prepaid AccountNow Gold Visa. This card gives you free direct deposit, and free online bill pay. And they are even giving you a free $25 bonus if you sign up to use free direct deposit. Click here for AccountNow Gold review.