Bad Credit Checking

If you are looking for a checking account for bad credit you have likely been placed in Chexsystems. There is a terrible thing to happen but you likely had a bank account closed with outstanding fees. You could be a victim of identity theft or have gone through some difficult financial times. But you do have options!

 

Checking Accounts with Bad Credit - Your Options

 

1. You can find a local bank - occasionally a local small bank will give you a checking account. You can increase the likelihood of success if you can find a friend or family member that is willing to co-sign on your checking account.

 

Please, use caution because should you overdraft your account your friend or relative will have to pay the outstanding balance and the fees. They are essentially putting their credit on the line if they do this for you. And money should never be a reason to lose or damage a relationship with a loved one!

 

2. You can get a prepaid debit card - the best prepaid cards will give you free direct deposit and free online bill pay. Online bill pay is a way for you to pay your bills by having a check mailed in your name and this can all be done for free! It acts just like a bad credit checking account.

 

The average card holder saves $367.19 every year. This is because they are no longer forced to buy money orders or pay to have their checks cashed. You will be able to directly deposit your paycheck, benefit check, and even your tax return.

 

To use bill pay - you just log into your online account and go to the bill pay tab. Next you fill in the business or person you want to pay, the date of the payment, the amount, and sit back and relax. You will have a real check written in your name mailed to the person / business you want to pay!

 

This is your free and without the cost of even a stamp with AccountNow Prepaid Visa. It's is incredibly important to read the fine print as we have seen some cards charge you up to $1.00 every time you use this.

 

This is a real Visa or MasterCard and can be used for purchases over the phone, online, and all over the world. You will never be charged a bounced check fee, an overdraft fee, late fee, or interest fees - EVER!

 

There is no credit check or chexsystems check - you are guaranteed approval. And right now the AccountNow Visa is giving you a free $25 bonus! You also get free activation, free online bill pay, and free direct deposit!

Click Here to Apply - AccountNow Prepaid Visa

 

 

If you believe you have been placed in ChexSystems by mistake or have been a victim of identity theft you can dispute your listing with them. Send your dispute in writing to the following address and also include any relevant documentation.

 

Chex Systems, Inc.
7805 Hudson Road, Suite 100
Woodbury, MN 55125
Phone: By phone at 800-428-9623 or fax at 602-659-2197

 

And if you need your Chexsystems Report - Click Here

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